The Credit Review & Roadmap is a one-time service: Laura reads all three of your credit reports, marks every item as accurate, inaccurate, outdated, or unverifiable, and writes a step-by-step plan telling you what to dispute, with whom, in what order, and what to send. You run the plan yourself with our free guide and templates.
Who it's for
People who have the time and patience to send their own disputes but don't want to guess at the strategy, and people who started on their own and stalled.
What you receive
- A marked-up review of all three reports, item by item, with the reason each item is or isn’t disputable.
- A written plan in priority order: bureau disputes, furnisher disputes, validation requests, goodwill letters, pay-for-delete offers, and what to leave alone.
- Letter templates matched to your items (not generic internet templates).
- A credit-building checklist for your situation.
- Thirty minutes of follow-up questions by email once you’ve read it.
How it works
- Free consultation to confirm the roadmap is the right fit (if your file needs the full program, or nothing at all, we’ll say so).
- You provide your three reports, or we help you pull them.
- Within [5] business days you receive the review and plan in your client portal.
- You send round one using our templates and the DIY guide.
- If you decide later you’d rather have us run it, the roadmap fee is credited toward the program setup fee.
Honest limits
A roadmap is only as good as the follow-through. Most people who stop after round two do so because round two is where “verified” letters start arriving and the work turns into escalation. The plan covers that, but you have to send it. If you know yourself and you know you won’t, the program is the better buy.
Pricing
[$XXX]
one time, billed after the roadmap is delivered
- Month-to-month, cancel anytime
- Billed after work is performed
- Written contract and CROA disclosure first
Related questions
How is this different from the free DIY guide?
The guide explains the process. The roadmap applies it to your specific file: which of your items to dispute, how, and in what order, with your letters drafted.
Can I upgrade to the program later?
Yes, and the roadmap fee is credited toward the program setup fee.
Do you send the letters for me?
No. In the roadmap you send them. In the program we do.
Is the fee refundable?
The roadmap is billed only after it is delivered, so there is nothing to refund before then. Once delivered, it isn't refundable; the work is done.
Free consultation
Not sure what this means for your file?
The consultation is free and it's a conversation, not a pitch. A house, a car, a fresh start, or just being done feeling embarrassed when someone pulls your credit: whatever it is, you'll leave knowing what your file needs, even if the answer is "do it yourself."
Month-to-month. No long-term contract. Cancel anytime.